Resources

Clear answers before you sign anything.

Three of the questions clients ask most — what to choose, what to expect, and what to gather — answered in plain English.

Comparison

Do I need a will, or a trust?

Both move assets to the people you choose. They do it differently — and most Pennsylvania families benefit from a will at minimum, with a trust added when circumstances call for it.

Consideration
Last Will & Testament
Revocable Living Trust
Takes effect
Only at death
Immediately upon signing
Avoids probate
No
Yes (for funded assets)
Public record
Yes — filed with the Register of Wills
No — private document
Names a guardian for minor children
Yes
No (use a will alongside)
Manages assets if you become incapacitated
No
Yes
Typical cost to create
Lower
Higher upfront, often lower long-term
Best for
Most adults with straightforward estates
Larger estates, blended families, privacy

Timeline

What happens during Pennsylvania probate.

Most estates settle in 9 to 18 months. Contact an attorney within the first two weeks — early steps protect heirs and preserve tax discounts.

  1. 01

    Week 1–2

    Locate the will & open the estate

    Find the original will, gather the death certificate, and file the petition with the Register of Wills in the county of residence. Letters Testamentary or Letters of Administration are issued.

  2. 02

    Month 1–3

    Notify, inventory & secure assets

    Provide statutory notice to heirs and beneficiaries. Identify and value real estate, accounts, retirement plans, and personal property. Open an estate bank account.

  3. 03

    Month 3–9

    Pay debts, taxes & file returns

    Settle creditor claims, file the Pennsylvania Inheritance Tax Return (REV-1500) within 9 months, and any required federal returns. Discounts apply if tax is paid within 3 months.

  4. 04

    Month 9–18

    Account & distribute

    Prepare an accounting (formal or informal), obtain releases from beneficiaries, distribute remaining assets, and close the estate.

Named as an executor and unsure where to start? Call (223) 488-9419 — initial consultations are no charge.

Checklist

Estate planning checklist.

Bring as much of this as you can to your first meeting. Anything missing, we'll work through together.

Property & real estate

  • Primary residence (deed, mortgage)
  • Vacation or rental properties
  • Vehicles, boats, recreational vehicles
  • Valuable personal property (jewelry, art, collectibles)

Financial accounts

  • Checking and savings accounts
  • Brokerage and investment accounts
  • Certificates of deposit
  • Safe deposit boxes

Retirement & insurance

  • 401(k), 403(b), and pension plans
  • Traditional and Roth IRAs
  • Life insurance policies
  • Annuities

Business & income

  • Business ownership interests (LLC, S-Corp, partnership)
  • Buy-sell or succession agreements
  • Royalties, intellectual property, patents
  • Outstanding loans owed to you

Beneficiaries & people

  • Primary and contingent beneficiaries on every account
  • Guardianship wishes for minor children
  • Care instructions for pets
  • Executor, trustee, and power-of-attorney designations

Digital & documents

  • Email, social media, cloud storage accounts
  • Password manager / digital vault access
  • Cryptocurrency wallets and exchanges
  • Location of will, trust, deeds, and tax records
Schedule a consultation

FAQ

Common questions, answered.

Don't see yours? Send a note from the contact page or call (223) 488-9419.